Atlanta's Trusted Source for Auto Insurance

Drive confidently in Atlanta with Uplift Insurance Group. Discover local, customized car insurance solutions offering competitive rates and personalized service. Navigate Atlanta’s roads with assurance, knowing we’ve got you covered

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We're the Best Independent Auto Insurance Agency in Atlanta

Choosing an independent agency, like Uplift Insurance Group, gives you the ability to compare a broad range of car insurance options, from multiple providers. We adapt your coverage to life changes, counter potential renewal increases, and leverage our industry knowledge to offer you the best in insurance solutions. Choose Uplift, and put your auto insurance on autopilot.

Car Insurance Requirements in Atlanta Georgia

In Georgia, every driver is required to meet state minimum auto insurance requirements. This mandate includes Bodily Injury Liability coverage of at least $25,000 per person and $50,000 per accident, and Property Damage Liability coverage of at least $25,000 per accident. These requirements are designed to provide basic protection for you and others on the road. It’s important to note that these are state-wide requirements, applicable to Atlanta and beyond. Staying informed about these essentials helps ensure you’re legally covered while driving in the Peach State.

Coverages to Consider

Auto insurance should be unique to you. If you live in (or near) Atlanta, here are some coverages you should consider. 

Discounts & Savings

Our partners offer discounts on auto insurance policies, including lower premiums for safe drivers, low mileage drivers and bundled services. Here are a few more:

Defensive Driver

If you have a clean record, you can take advantage of many of our partners' defensive driver discounts.

Pay in Full

Almost all of our auto insurance providers offer discounts to the clients that pay their premium in full for the year.


Many car insurance carriers offer discounts to those who have better driving habits.

Uplift Insurance Group
Based on 107 reviews
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Chris LaneChris Lane
16:05 24 Nov 23
Nicole is very professional, knowledgeable and efficient in her business dealings. Very glad we have her as our agent.
talaris adamstalaris adams
19:57 17 Oct 23
Nicole was absolutely amazing! She listened to my needs and got the job done ! Thanks again
Chrystian BautistaChrystian Bautista
11:57 15 Sep 23
Nicole went above and beyond to get me a great deal on car insurance
Lisa BennettLisa Bennett
02:32 06 Sep 23
Excellent service, zero hassle and helped me reduce my monthly bill by $75!
Isabel NoriegaIsabel Noriega
02:04 21 Aug 23
Nicole Little has been my Agent for about a year now, she has been very patient and excellent communication, very professional at all times. great overall experience.
Jennifer MoralesJennifer Morales
20:39 18 Aug 23
I highly recommend Nicole Little, she has tremendously helped me lower my insurance rates and explained each step that went into the process of switching policies. She is amazing and gave me the best customer service!!
Claudine GallagherClaudine Gallagher
15:21 18 Aug 23
Nicole Little is so professional and friendly, and an active listener! To top it off she knows her stuff! Meaning she ask each individual their PERSONAL OWN NEEDS and meets their needs so you don’t pay more than you have to and still being fully covered! I highly recommend Nicole Little!
Dr. Hailey RandallDr. Hailey Randall
21:44 03 Aug 23
I am a first time insurance seeker & new resident to GA and Nicole made this a seamless and stress free process! I cannot be more grateful for the advice and guidance while finding the best policy and coverage for me. I enjoyed talking to her and connecting with her and felt like I was putting my trust in a very good person! I highly recommend Uplift Insurance Group and Nicole specifically!
fun possfun poss
20:22 27 Jul 23
I met at their office in Alpharetta, and Nick was able to save me around $75 per month on my car insurance. Will definitely be recommending Uplift Insurance Group to friends and family. As a young driver, it was a pain to find anything in the realm of affordability, but they took care of me.
Carla MarshallCarla Marshall
20:00 14 Jul 23
Uplift has done it again. We started with Uplift a year ago and got a great deal. Unfortunately, at no fault of Uplift. The company we dealt with premium skyrocketed. Thanks to Nicole I feel at ease again. Despite inflation she was able to get us a great rate. Nicole is a A-1 professional.Thanks again Nicole
Nicole did a great job assisting me in finding the best insurance policy for my vehicle. She is informative, professional, and genuinely cares about the client. 10/10 service.
Robert FalangaRobert Falanga
17:55 09 Jun 23
Nick Norris & John Garcia of Uplift Insurance Group were diligent, thorough and kept me apprised with daily emails as to the type of Auto insurance, rates & companies they had contacted. As a result, I am very pleased with the one I selected. I will continue to use Uplift Insurance going forward. You should do the same!
Chase GillChase Gill
21:51 24 May 23
Uplift Insurance was awesome, especially Nicole! She was with me every step of the way whenever I needed her. She was extrememly nice and helped me find the best options for me. She went above and beyond and was very informative and very determined to make sure I was taken care of. Thanks again!

Consider Uninsured + Underinsured Motorist Coverage

Navigating Atlanta’s bustling streets can be unpredictable. That’s why at Uplift Insurance Group, we emphasize the importance of Uninsured & Underinsured Motorist Coverage for every driver. Imagine a scenario where you’re involved in an accident and the other driver, responsible for the collision, doesn’t have adequate insurance. Without Uninsured Motorist Coverage, you could face significant out-of-pocket expenses for medical bills and car repairs.

Frequently Asked Questions

Atlanta drivers must adhere to Georgia’s state minimum auto insurance requirements, which include Bodily Injury Liability coverage of at least $25,000 per person and $50,000 per accident, and Property Damage Liability coverage of at least $25,000 per accident.

In Georgia, not maintaining continuous auto insurance can result in significant penalties. If insurance lapses, you’re given a 30-day period to provide new insurance information. Failure to do so leads to a lapse fee and possible suspension of your vehicle’s registration, requiring additional fees for reinstatement. Driving without insurance is considered a misdemeanor, potentially leading to fines, license suspension, and even jail time for severe or repeated offenses. It’s crucial to maintain coverage to avoid these legal and financial consequences.

For more details, you can visit the Georgia Department of Revenue

Absolutely. With Georgia’s uninsured motorist rate being notably high, having Uninsured Motorist coverage in Atlanta is crucial. This coverage safeguards you against the financial implications of an accident with a driver who either lacks insurance entirely or has insufficient coverage. Given the risks on the road, this additional layer of protection can be invaluable for peace of mind and financial security.

Auto insurance rates in Georgia are higher than the national average due to several factors, including the state’s higher population density leading to more traffic and accidents, a higher rate of uninsured motorists, and generally higher vehicle repair and medical costs. Additionally, regulatory practices in Georgia previously allowed insurance companies to increase rates without state approval, contributing to higher premiums. On average, drivers in Georgia pay around $165 per month for auto insurance.

In case of an accident, ensure everyone’s safety first. Then, exchange information with the other party, take photos of the scene, and report the incident to the police. Finally, contact your insurance agent to start the claims process. We’re here to support you through it.


Shop Rates with the Best Auto Insurance Agency in Atlanta

Discover the difference with Uplift Insurance Group. Whether you want a quick quote or wish to discuss your options with our friendly experts, we're here to guide you every step of the way. Secure the insurance that's right for you, effortlessly.