Atlanta's Trusted Source for Auto Insurance
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We're the Best Independent Auto Insurance Agency in Atlanta
Choosing an independent agency, like Uplift Insurance Group, gives you the ability to compare a broad range of car insurance options, from multiple providers. We adapt your coverage to life changes, counter potential renewal increases, and leverage our industry knowledge to offer you the best in insurance solutions. Choose Uplift, and put your auto insurance on autopilot.
Car Insurance Requirements in Atlanta Georgia
In Georgia, every driver is required to meet state minimum auto insurance requirements. This mandate includes Bodily Injury Liability coverage of at least $25,000 per person and $50,000 per accident, and Property Damage Liability coverage of at least $25,000 per accident. These requirements are designed to provide basic protection for you and others on the road. It’s important to note that these are state-wide requirements, applicable to Atlanta and beyond. Staying informed about these essentials helps ensure you’re legally covered while driving in the Peach State.
Coverages to Consider
Auto insurance should be unique to you. If you live in (or near) Atlanta, here are some coverages you should consider.
Discounts & Savings
Our partners offer discounts on auto insurance policies, including lower premiums for safe drivers, low mileage drivers and bundled services. Here are a few more:
Consider Uninsured + Underinsured Motorist Coverage
Navigating Atlanta’s bustling streets can be unpredictable. That’s why at Uplift Insurance Group, we emphasize the importance of Uninsured & Underinsured Motorist Coverage for every driver. Imagine a scenario where you’re involved in an accident and the other driver, responsible for the collision, doesn’t have adequate insurance. Without Uninsured Motorist Coverage, you could face significant out-of-pocket expenses for medical bills and car repairs.
Frequently Asked Questions
Atlanta drivers must adhere to Georgia’s state minimum auto insurance requirements, which include Bodily Injury Liability coverage of at least $25,000 per person and $50,000 per accident, and Property Damage Liability coverage of at least $25,000 per accident.
In Georgia, not maintaining continuous auto insurance can result in significant penalties. If insurance lapses, you’re given a 30-day period to provide new insurance information. Failure to do so leads to a lapse fee and possible suspension of your vehicle’s registration, requiring additional fees for reinstatement. Driving without insurance is considered a misdemeanor, potentially leading to fines, license suspension, and even jail time for severe or repeated offenses. It’s crucial to maintain coverage to avoid these legal and financial consequences.
For more details, you can visit the Georgia Department of Revenue
Absolutely. With Georgia’s uninsured motorist rate being notably high, having Uninsured Motorist coverage in Atlanta is crucial. This coverage safeguards you against the financial implications of an accident with a driver who either lacks insurance entirely or has insufficient coverage. Given the risks on the road, this additional layer of protection can be invaluable for peace of mind and financial security.
Auto insurance rates in Georgia are higher than the national average due to several factors, including the state’s higher population density leading to more traffic and accidents, a higher rate of uninsured motorists, and generally higher vehicle repair and medical costs. Additionally, regulatory practices in Georgia previously allowed insurance companies to increase rates without state approval, contributing to higher premiums. On average, drivers in Georgia pay around $165 per month for auto insurance.
In case of an accident, ensure everyone’s safety first. Then, exchange information with the other party, take photos of the scene, and report the incident to the police. Finally, contact your insurance agent to start the claims process. We’re here to support you through it.
Dive into our articles about auto insurance coverage, exclusions, and compare rates with the top markets top companies.
Shop Rates with the Best Auto Insurance Agency in Atlanta
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