Navigate with Confidence: Elite Personal Watercraft Insurance

Enjoy worry-free water adventures with our tailored insurance. We protect your passion for the open seas. Uplift Insurance Group understands watercraft thrills and risks. Our coverage ensures uninterrupted leisure, giving you confidence on the water.

A person enjoying an exhilarating ride on a jet ski, creating splashes in the water and smiling with excitement.
A person having a joyful time on a jet ski at sunset, with the sun casting a warm glow on the water, highlighting the fun and beauty of the moment.

Our Mission: Redefining Insurance with Integrity

At Uplift Insurance Group, we’re revolutionizing personal watercraft insurance by emphasizing ethical practices, transparency, and tailored service. Our focus is to empower owners of jet skis and WaveRunners with coverage that’s not just comprehensive but also resonates with their lifestyle. Explore our mission to see how we’re raising the bar in watercraft insurance and putting customers first in every policy.

What's considered a personal watercraft?

A personal watercraft (PWC), such as a jet ski or WaveRunner, is a fast, agile vessel designed for recreational use on water. These compact, motorized water vehicles range from stand-up models, favored by adventure enthusiasts, to sit-down types that comfortably accommodate families or groups. Whether you’re zipping across the lake or exploring coastal waters, a PWC offers an exhilarating experience.

Knowing if you need PWC insurance starts with understanding the risks involved in operating these vehicles. Despite their fun nature, PWCs can be prone to accidents due to high speeds and challenging water conditions. Insurance not only covers potential damages to your watercraft but also protects you against liability if someone is injured or another’s property is damaged.

At Uplift Insurance Group, we recommend insurance for all PWC owners. It’s not just about compliance with legal requirements; it’s about peace of mind. With the right coverage, you can enjoy your water adventures knowing you’re protected against the unexpected.

Here's what our clients have to say....

Uplift Insurance Group
Based on 114 reviews
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J StameyJ Stamey
21:11 26 May 24
She was very polite and answered all of my questions and gave me feedback!Would recommend everyone to give her a call just to get a quote.Highly recommend this insurance group.Gives me great pleasure to know that people make a BIG difference when it matters most! Attitude and great service goes a long way!Thanks again for making shopping for insurance a pleasure, not a hassle!
Ronneka HaywoodRonneka Haywood
15:11 15 Mar 24
Nicole was so so so helpful everyone else quoted me higher rates and I was beginning to give up until Nicole contacted me thank you Nicole
Rita cherryRita cherry
12:46 07 Feb 24
Liz DanielLiz Daniel
20:42 05 Feb 24
Lucy VillanuevaLucy Villanueva
21:36 19 Jan 24
John Garcia is such a nice and helpful individual. He is always so positive & professional, I’ve never had a single issue with him.
Rob DavisRob Davis
22:51 17 Jan 24
When I shopped for insurance on my own, the rates I found were much higher than what Nicole was able to secure.
DeJon HillDeJon Hill
18:31 16 Jan 24
Nicole is wonderful to work with. She is very knowledgeable and always pleasant to work with. So glad I met her.
Chris LaneChris Lane
16:05 24 Nov 23
Nicole is very professional, knowledgeable and efficient in her business dealings. Very glad we have her as our agent.
talaris adamstalaris adams
19:57 17 Oct 23
Nicole was absolutely amazing! She listened to my needs and got the job done ! Thanks again
Chrystian BautistaChrystian Bautista
11:57 15 Sep 23
Nicole went above and beyond to get me a great deal on car insurance
Lisa BennettLisa Bennett
02:32 06 Sep 23
Excellent service, zero hassle and helped me reduce my monthly bill by $75!
Isabel NoriegaIsabel Noriega
02:04 21 Aug 23
Nicole Little has been my Agent for about a year now, she has been very patient and excellent communication, very professional at all times. great overall experience.
Jennifer MoralesJennifer Morales
20:39 18 Aug 23
I highly recommend Nicole Little, she has tremendously helped me lower my insurance rates and explained each step that went into the process of switching policies. She is amazing and gave me the best customer service!!
Claudine GallagherClaudine Gallagher
15:21 18 Aug 23
Nicole Little is so professional and friendly, and an active listener! To top it off she knows her stuff! Meaning she ask each individual their PERSONAL OWN NEEDS and meets their needs so you don’t pay more than you have to and still being fully covered! I highly recommend Nicole Little!
Dr. Hailey RandallDr. Hailey Randall
21:44 03 Aug 23
I am a first time insurance seeker & new resident to GA and Nicole made this a seamless and stress free process! I cannot be more grateful for the advice and guidance while finding the best policy and coverage for me. I enjoyed talking to her and connecting with her and felt like I was putting my trust in a very good person! I highly recommend Uplift Insurance Group and Nicole specifically!
fun possfun poss
20:22 27 Jul 23
I met at their office in Alpharetta, and Nick was able to save me around $75 per month on my car insurance. Will definitely be recommending Uplift Insurance Group to friends and family. As a young driver, it was a pain to find anything in the realm of affordability, but they took care of me.
Carla MarshallCarla Marshall
20:00 14 Jul 23
Uplift has done it again. We started with Uplift a year ago and got a great deal. Unfortunately, at no fault of Uplift. The company we dealt with premium skyrocketed. Thanks to Nicole I feel at ease again. Despite inflation she was able to get us a great rate. Nicole is a A-1 professional.Thanks again Nicole
Nicole did a great job assisting me in finding the best insurance policy for my vehicle. She is informative, professional, and genuinely cares about the client. 10/10 service.
Robert FalangaRobert Falanga
17:55 09 Jun 23
Nick Norris & John Garcia of Uplift Insurance Group were diligent, thorough and kept me apprised with daily emails as to the type of Auto insurance, rates & companies they had contacted. As a result, I am very pleased with the one I selected. I will continue to use Uplift Insurance going forward. You should do the same!
Chase GillChase Gill
21:51 24 May 23
Uplift Insurance was awesome, especially Nicole! She was with me every step of the way whenever I needed her. She was extrememly nice and helped me find the best options for me. She went above and beyond and was very informative and very determined to make sure I was taken care of. Thanks again!

Ready for Uplifted Coverage? Let's Get Started!

Discover the difference with Uplift Insurance Group. Whether you want a quick quote or wish to discuss your options with our friendly experts, we're here to guide you every step of the way. Secure the insurance that's right for you, effortlessly.

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Dive into our collection of expert articles, tips, and guides in the Uplift Insurance Blog. From uncovering savings secrets to understanding your coverage better, our blog is your resource for staying informed and making smart insurance decisions. Explore now to enhance your insurance knowledge.

Frequently Asked Questions

Personal watercraft insurance typically covers damage to the watercraft itself, liability for injury or damage you may cause to others, theft, vandalism, and sometimes towing and assistance on the water.

While not universally required by law, some states and many marinas and water bodies do require at least liability insurance for PWCs. It’s always best to check local regulations.

The cost varies depending on factors like the PWC’s model, horsepower, and age, as well as the rider’s experience and chosen coverage levels. Generally, policies can range from a few hundred to over a thousand dollars per year.

Yes, there are typically two main types: an agreed value policy, which covers the watercraft up to a set value agreed upon by the insurer and insured, and an actual cash value policy, which factors in depreciation.

You’ll need to provide details about your PWC (make, model, year, engine size), how you intend to use it, your boating experience, and personal information like your age and driving history.


Always Speak with a Licensed Agent before making decisions about coverage